New Mortgage Applications
Screen individual mortgage applicants for sanctions and PEP exposure during the application process, before submitting to a lender for formal approval.
Sanctions & PEP Checks for UK Mortgage Brokers
Screen mortgage applicants against global sanctions and politically exposed persons datasets — without paying for a full AML platform.
publicGlobal sanctions, PEP & watchlist coverage
updateReal-time screening — browser or API
assignment_turned_inContinuous monitoring
linkTransparent source links for every result
Sanctions and PEP Screening for Mortgage Brokers
Mortgage brokers need to check applicants against sanctions lists and PEP databases as part of their AML compliance obligations. ClearSanction gives brokers a dedicated screening layer that sits alongside existing ID verification workflows — without the cost or complexity of a full AML platform.
Why mortgage brokers use ClearSanction
- You already use an ID verification provider, but sanctions and PEP checks are bundled into a larger, more expensive platform.
- You want a simpler way to screen mortgage applicants without paying for features you rarely use.
- You need a clear, auditable record of sanctions and PEP screening for compliance and FCA inspection purposes.
- You screen applicants irregularly and need pay-per-search flexibility rather than monthly commitments.
How ClearSanction Supports Mortgage Brokers
- Screening new mortgage applicants during initial onboarding
- Running sanctions and PEP checks separately from your existing ID verification provider
- Periodic reviews of existing clients for ongoing compliance
- Screening directors, beneficial owners, or business introducers for business accounts
Your Mortgage Applicant Screening Workflow
- 1
Enter Applicant Details
Enter the applicant's name and optional date of birth in the ClearSanction dashboard. Mortgage brokers typically screen applicants at the point of application or before submitting to a lender.
- 2
Review Sanctions and PEP Results
Results show whether the applicant appears on any global sanctions lists or PEP databases. Each match includes the list source and any available identifiers for verification.
- 3
Verify Against Source Listings
Every match includes a direct link to the official government source. You can verify the listing independently — no reliance on opaque risk scores or black-box algorithms.
- 4
Document Your Compliance Check
Record the screening result and your decision in your compliance file. All checks are timestamped with source references for audit-ready documentation.
Mortgage Broker Screening Use Cases
Buy-to-Let Applications
Screen buy-to-let mortgage applicants, including company directors and beneficial owners where the property is held through a corporate entity.
Re-Mortgage Checks
Perform sanctions and PEP checks on existing clients during re-mortgage applications to ensure no new risk exposure has emerged since the original application.
Business Introducer Screening
Screen business introducers, estate agent partners, and other intermediary contacts who refer mortgage business to your firm.
Sanctions Lists Covered
Getting Started with Mortgage Broker Screening
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Create Your Account
Sign up for a free account — no contracts, no commitments. You only pay for the searches you run.
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Screen Your First Applicant
Enter the applicant's name and optional date of birth in the dashboard. Results appear in seconds with match indicators and source links.
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Review and Document
Review match results against official source listings. Document your screening decision directly in the platform for a clear audit trail.
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Export for Compliance Records
Generate a PDF or CSV report of each screening check for your compliance files. Reports include match details, source references, and timestamps.
Mortgage Broker Screening — Frequently Asked Questions
Do mortgage brokers need to perform sanctions and PEP screening?
Mortgage brokers in the UK are subject to AML regulations and must conduct sanctions and PEP screening as part of their customer due diligence obligations, typically at the point of application.
Can I use my existing ID verification provider for sanctions checks?
Many ID verification providers bundle sanctions and PEP checking into broader AML platforms that include features you may not need. ClearSanction offers dedicated screening as a standalone service — use it alongside your existing ID verification tools.
How much does sanctions screening cost for a mortgage brokerage?
ClearSanction offers pay-per-search pricing with no long-term contracts or monthly minimums. This is ideal for mortgage brokers who screen applicants on an ad-hoc basis rather than daily high-volume checking.
What sanctions lists are covered?
ClearSanction screens against OFAC (US), United Nations, European Union Consolidated List, and UK Sanctions List — providing comprehensive coverage for mortgage broker compliance needs.
Can I export screening results for my compliance file?
Yes. Each screening result can be exported with full match details, source references, and timestamps, providing a clear audit trail for FCA inspection or internal compliance records.
Starter
FREE
For testing and occasional checks
- Screening
- 10 FREE searchesName-based entity search1 FREE Wallet screening1 Watchlist (5 monitored entities)Bulk screeningAdvanced matchingMonitoring automationAPI access
Most Popular
Growth
£25/ month
For growing compliance teams
- Screening
- 200 monthly searches
- Advanced name matching
- Bulk screening
- 25 wallet screenings included
- Monitoring
- Multiple watchlists (up to 200 monitored entities)
- Automated monitoring
- Scheduled re-screening
- In-app alerts
Professional
£49/ month
For teams screening clients daily
- Screening
- 2000 monthly searches
- Advanced name matching
- Bulk Screening
- Monitoring
- Multiple watchlists (up to 500 monitored entities)
- Automated monitoring
- Scheduled re-screening
- In-app alerts
Enterprise
£199/ month
For High-Volume & API Infrastructure
- Screening
- Scalable screening capacity
- Monitoring
- High-volume monitoring
- Compliance
- Audit-ready reporting
- Priority Onboarding & Dedicated support
Why Choose ClearSanction for Your Screening Needs
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Open & Verifiable Datasets
Access global sanctions and PEP datasets with direct links to official source listings.
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Designed for Sanctions & Due Diligence Workflows
Built to support onboarding, transaction checks, and ongoing monitoring processes.
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No Black-Box Risk Scores
We don’t generate opaque probabilistic scores. You review real matches, source data, and full context.
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Clear Audit Trails
Every search and decision can be exported with source references for audit-ready reporting.